Hi De&8hna#c211;Toe HSA combination with a catastrophic plan is a great way to go. I didn’t to into it here because it’s really an entire post of it’s own, but high deductible plans work best with some sort of plan for front end expenses, like an HSA or an emergency fund specifically to cover the deductible. If you manage that, catastrophic plans can work well.Ocena: 3/5